What to Do when Involved in an Accident
You will find that managing to drive legally is a great experience. But there is more to driving on the roads than having fun. You shall have other motorists on the road, increasing the chances of an accident. This means you should be prepared for anything to happen. Here is how you can.
After an accident, you need to fight the urge to panic or shut down. There is a need to stop the car. There is a need to have the car stopped immediately. Driving away is an illegal move, and will make things worse. You need to, therefore, keep the car in the same spot it stopped after the accident. But if there is moving traffic, you need to park it in the safest spot nearest. You should then turn on the flashers if the car is still on the road. this indicates to other motorists it is still parked there.
You now need to take a moment to catch your breath. There are normally many emotions swirling about in you. There is a need to be calm before you do anything. You need not act in anger or fear as you are talking with the other motorists.
You should first ask if the other drivers are alright. Keep the conversation with them going. They will manage to calm down. If there are any injuries or anyone hurt, call in the emergency response teams. There is a need to keep the small talk going at this point. You need to also call the police. Part of the claim you shall file with the insurance company shall need a police report. When talking to the police, do not admit fault to the accident, and also do not shift the fault to the other driver. You need to only cover all the details of the accident you know. They can assign the blame themselves. Collect their names and badge numbers.
You then need to keep images of the accident scene as photographic evidence. You can use these photos with the insurance company in the claim. The photos should reveal all details of the accident, especially the positions of the vehicles.
You should also exchange info with the other drivers involved. This is how you will have an easier time later with the liability issues that are bound to come up. Make sure you collect their license plate number, name, insurance info, vehicle make and model, passengers’ names, location of the accident, and any eye witness contact info.
Get in touch with your insurance company, to file your claim, as soon as possible. If you wait for long, they may use that as an excuse not to pay the claim. You need to share the details you collected and tell your side of the events. You should read more here on this topic.